Ecommerce
Your transaction cost is higher than you think.
One integration, one bill and no hidden fees. Run card payments with Trustap to cut your actual transaction cost by 0.5–4% from day one and add pure profit directly to your bottom line.
Hidden fees are eroding your margins
Most payment processors offer low sticker-price fees, making their margins on the hidden fees that add on later. This means brands pay 0.5% to 4% more than advertised.
Cutting those fees puts pure profit directly back into your bottom line. As your sales volume grows, your savings scale right along with it.
Cost calculator
Calculate your actual transaction cost
Standard rate cards hide the true cost of card processing behind tiers, surcharges and return fees.
Use the calculator to uncover your actual transaction cost and see how much it differs from your sticker price.
Actual Transaction Cost Calculator
See how fees and surcharges impact your bottom line.
Actual Transaction Cost
Assumptions:
- Base processing fees: 2.5% + $0.30
- 40% Premium Cards (est. +1% fee)
- 5% International Cards (est. +1% fee)
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Compounding Savings
Savings made by switching to Trustap compound continuously as your business scales. Generating the same profit through revenue alone forces you to sell significantly more units just to cover overhead. By cutting fees on transactions, Trustap expands your net profit on future orders.
How Trustap protects your margins
Reduce your ATC
Replace complex network, FX, and refund fees with one flat rate that improves gross margins and EBITDA.
Savings as you scale
As your order volume grows, your savings compound, expanding your margins.
Accurate budgeting
One predictable rate eliminates fee fluctuations, giving you clarity to forecast.
Zero-risk setup
Replace only standard card processing while keeping express checkout options untouched.
Keep your cash flow moving
Unlike our marketplace solution, Trustap’s ecommerce solution is not an escrow-style flow. You get paid without delay, keeping your cash flow moving exactly as you'd expect.
The infrastructure
Behind every successful checkout is a powerful transaction engine.
Trustap provides the core infrastructure that keeps your ecommerce store secure, efficient and ready for growth.
Payments
Clear, transparent, all-in-one pricing that scales with your growth.
Fraud
Protects your revenue by stopping real fraud while minimising false declines.
Dispute resolution
Trustap's support team works on your behalf to solve disputes such as chargebacks.
Integration
Works seamlessly with Shopify, WooCommerce or on custom platforms through our API.
Testimonials
Works With Your Existing Store
Join hundreds of ecommerce merchants who've already switched to Trustap
Frequently Asked Questions
Yes, Trustap is built for global trade and supports cross-border transactions. International fees will apply in these scenarios.
No. Trustap only replaces your card checkout option. Express checkouts like ShopPay, Klarna, and Apple Pay remain untouched.
We know how critical fast payouts are for managing your cash flow. Our average payout timeline is 2–3 business days, ensuring your funds move quickly without unnecessary holds.
Yes, Trustap supports ApplePay and GooglePay (though this is platform dependent).
Yes, you can continue to offer express payments alongside Trustap. Our solution integrates into your existing checkout flow, appearing as a checkout option for your users while leaving your current express payment methods untouched. This ensures your customers have the flexibility to choose their preferred way to pay.
Trustap is a great alternative to Shopify Payments. Trustap replaces hidden card processing tiers, cross-border surcharges and lost return fees with one clear, flat rate. It replaces your standard card processing option, leaving express methods like Apple Pay and Klarna completely untouched. You get built-in fraud protection, automated dispute handling and fast payouts. Toggle Trustap on or off in your Shopify dashboard anytime for a low-risk switch.
For ecommerce, Trustap operates the same way as other traditional payment processors, however with the added benefit of Trustap working directly with your brand to lower your actual transaction cost (ATC). Both models benefit from the same payment processing, fraud detection and hand's on customer support.
No. Unlike our Marketplace solution, Trustap for ecommerce does not use an escrow-style flow. It processes payments quickly like a standard checkout and does not withhold funds.
However, we do offer an optional, strategic add-on of buyer-protection for ecommerce stores for those interested. It is very useful for high-value transactions or made-to-order goods where buyers might hesitate to pay upfront; by offering buyer protection as an option, you can capture sales that would otherwise be lost to a lack of consumer trust.
Most businesses only look at the "sticker price" of their payment processor, but the Actual Transaction Cost (ATC) is often much higher once you factor in everything else. When you add up separate fees for third-party fraud tools, cross-border surcharges, chargeback management and manual dispute resolution, your true costs can grow significantly.
Trustap lowers these costs by consolidating the entire transaction lifecycle into a single, integrated platform, allowing you to save up to 4% on actual transaction costs.