What’s the Difference Between Trustap’s Payment Solutions?

At Trustap, we don’t believe in a one-size-fits-all approach to transactions. We have built several distinct payment solutions, and the right one for you depends entirely on how your business operates.

Let’s take a quick tour of our core offerings to help you find your perfect fit.

1. Marketplace Solution

This is our classic milestone-driven escrow-style model. It is designed to remove trust issues between independent buyers and sellers who don't know each other.

• Best for: Peer-to-peer (P2P) marketplaces (think Vinted), classified sites, and ticket resale platforms.
• How it works: Trustap holds the buyer's funds securely while the product is being shipped. Once the item is delivered and inspected, the buyer approves the release, and the funds are sent to the seller.
• The Trustap Edge: If a dispute arises, our dedicated resolution team steps in to handle it. This means the operational and customer support baggage of payment disputes never sits on your shoulders.

2. Ecommerce Solution

An important distinction to make right away: Trustap’s ecommerce solution is not an escrow-style payment model. Instead, it is a streamlined, efficient checkout tool.

• Best for: Online retailers and direct-to-consumer (D2C) brands looking to optimise their margins.
• How it works: Trustap replaces both your traditional payment processor and your third-party fraud detection software with a single, all-in-one integration.
• The Trustap Edge: By consolidating your tech stack, we drastically lower operational overhead. This cuts your actual transaction costs by 0.5% to 4% from day one, directly improving your gross margins and EBITDA.
• Top Tip: Check out our ATC calculator here to see exactly what you could save!]

3. Motors Solution

While our marketplace flow can easily handle peer-to-peer car sales, our Motors solution is purpose-built for commercial dealerships. Our seamless integrations with major US automotive platforms like DealerOn and Dealer.com prove its reliability at scale.

• Best for: Independent and franchise automotive dealerships looking to digitise their sales funnel.
• How it works: It allows dealers to securely accept digital deposits online to reserve a vehicle.
• The Trustap Edge: This bridges the gap between digital browsing and physical sales. Whether a buyer is shopping after-hours at midnight or needs to head home to think about a vehicle before locking it in, they can secure the car instantly.

4. High-Value Individual Transactions

Sometimes, you don't need an enterprise integration, you just need a safe way to close a single, high-stakes deal!

• Best for: Individual buyers and sellers handling high-value items outside of a structured marketplace.
• How it works: Anyone can use Trustap on an individual level to generate a secure payment link for a one-off transaction.
• The Trustap Edge: It provides total peace of mind when trading high-value goods like collector's items; luxury goods; vehicles; or music or sporting event tickets with a stranger. It ensures the buyer's money is safe and the seller will be paid.
• Top Tip: You can transact through our mobile app or on desktop, but for items over $/£/€5,000, get in touch for discounted fees and a white glove service! 

Which one is right for you?

Whether you are trying to protect a community of millions of users, scale an automotive dealership, or just protect your own profit margins, we have a gateway built for your workflow.

We’d love to hear from you, get in touch to discuss the solution that’s right for you!

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