Solutions
Whether you run a marketplace or e-commerce store, a Merchant of Record (MoR) lifts the burden of payments, taxes, compliance and chargebacks from your shoulders.
Trustap takes on the MoR role for our partners, managing the risk, regulations and financial operations behind every sale, so you can focus on growth and delivering great customer experiences.
What is a Merchant of Record?
A Merchant of Record is the legal entity that processes payments on your behalf and takes on the risks that come with them. In other words, you can focus on selling and serving your customers, while your MoR takes care of the complexity behind the scenes. A good MoR will:
Stay tax compliant – Collect and remit taxes in every region you operate.
Handle the tough stuff – Manage disputes, refunds, and chargebacks so you don’t have to.
Protect your business – Ensure PCI compliance and safeguard you against fraud.
Simplify operations – Take care of receipts and transaction records.
Why do you need an MoR?
Think of an MoR as a safety net that protects your business from hidden risks while keeping operations smooth. Here’s how the right MoR protects you:
Risk & Compliance Covered: An MoR will shield you from fraud, disputes and non-compliance penalties.
Global Reach Without the Admin: With an MoR, you can launch in new regions without setting up local entities or navigating tax rules.
Faster Time to Market: Go live in new countries in days, not months.
Built to Scale: A good MoR partner should grow with you – from first international sale to global operations.
Why Trustap Stands Out as MoR Provider
Global Market Coverage
Reach new markets with ease, supported by Trustap’s global infrastructure to match your growth ambitions.
Best-in-Class Compliance
Stay protected and operational with full coverage of regulatory, tax, and legal requirements in every region.
End-to-End Transaction Management
Go beyond payments with complete handling of checkout, processing, chargebacks, and refunds.
Transparent Pricing
Know exactly what you’ll pay, with clear fees and flexible packages tailored to your business.
Dedicated Support
Get direct access to real people who understand your business and are committed to your success.
Risk and Fraud Protection
Trustap uses advanced fraud detection to safeguard merchants and buyers.